Why is my insurance company asking for an electrical certificate?

Increasingly insurers are insisting that EICR’s are carried out regularly. This reduces the risk of a building fire (buildings insurance) and injuries to building occupiers (Public and employers liability insurance). If you suffer an avoidable accident, then under the law, if found guilty, you will be deemed to have committed a criminal offence. Insurers will not pay fines or compensation suffered resulting from a criminal offence.

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